Hmmm... Another 1% off the base rate

With Halifax already having promised to pass that straight on to people on tracker mortgages, that means another £80 a month that's ours rather than theirs.

Not bad at all, I think

On the twelfth day of Christmas, pauln sent to me...

Twelve kisses drumming

Eleven games piping

Ten freeforms a-leaping

Nine castles dancing

Eight thunderstorms a-cooking

Seven cats a-role-playing

Six nobilis a-reading

Five bo-o-o-oard games

Four worcester warriors

Three frock coats

Two old maps

...and a science-fiction in a my wife penny.

Get your own Twelve Days: